Maintenance of Annual Financial Reporting Records

The ServicerServicerPrimary Person responsible for servicing the Mortgage Loan (e.g.,  the originator, the selling Lender, or a third-party servicer). must retain the original of all financial records, certifications, and related information furnished by the BorrowerBorrowerPerson who is the obligor per the Note. or guarantor (including each Annual Loan Agreement Certification, if used by the ServicerServicerPrimary Person responsible for servicing the Mortgage Loan (e.g.,  the originator, the selling Lender, or a third-party servicer). , and any explanatory schedules) in its Servicing FileServicing FileFile for each Mortgage Loan serviced by the Lender. .