Your written commitment with the BorrowerBorrowerPerson who is the obligor per the Note. to originate a Mortgage LoanMortgage LoanMortgage debt obligation evidenced, or when made will be evidenced, by the Loan Documents, or  a mortgage debt obligation with a Fannie Mae credit enhancement. , and any separate written or oral rate lock agreements between you and the BorrowerBorrowerPerson who is the obligor per the Note. to rate lock the Mortgage LoanMortgage LoanMortgage debt obligation evidenced, or when made will be evidenced, by the Loan Documents, or  a mortgage debt obligation with a Fannie Mae credit enhancement. .