Guide Update 25-23
:  Healthy Housing Rewards
Effective:
Healthy Housing Rewards (Redline).pdf

Primary Audience: Underwriting and Asset Management

HIGHLIGHTS

Effective for Mortgage Loans Committed as of December 1, 2025, removed the Healthy Housing Rewards product type and its associated reporting requirements. 

 

Primary Changes

  • Removed Healthy Housing Rewards™ as a product type, including deleting:
    • Part III, Chapter 10: Healthy Housing Rewards; 
    • Healthy Housing Rewards Enhanced Resident Services Term Sheet;
    • Healthy Housing Rewards Healthy Design Term Sheet;
    • How to: Register, Quote, Close, and Deliver a Healthy Housing Rewards Mortgage Loan;
    • FAQ: Healthy Housing Rewards – Healthy Design;
    • Healthy Housing Rewards Flow Chart Job Aid; 
    • Healthy Design Certifications (Form 4248);
    • Modifications for Multifamily Loan and Security Agreement (Healthy Housing Rewards – Enhanced Resident Services) (Form 6263); and
    • Modifications for Multifamily Loan and Security Agreement (Healthy Housing Rewards – Healthy Design) (Form 6265).
  • Removed:
    • reporting requirements for Healthy Housing Rewards Portfolio Mortgage Loans in Part V, Chapter 4: Asset Management: Loan Document Administration, Section 418.06: Enhanced Resident Services; and
    • the ERS (Enhanced Resident Services) term from the Glossary.

 

Questions

Please contact Jarrodd Davis at (202) 752-0849, or [email protected] with any questions.