Maximum interest rate that could be supported based on the UPBUPBUnpaid Principal Balance , required DSCRDSCROn an annual basis or any specified period, the ratio of Net Cash Flow to the total of:  principal, interest, and required Mezzanine Financing or Hard Pay Preferred Equity payments. , and projected Net Cash FlowNet Cash FlowAt underwriting or for any specified period, the amount calculated per Part II, Chapter 2: Valuation and Income, Section 203: Income Analysis and the applicable products and features in Part III. for the first year following the Maturity DateMaturity DateDate all Mortgage Loan amounts become fully due and payable per the Loan Documents. .