Maximum interest rate that could be supported based on the UPBUPBUnpaid Principal Balance , required DSCRDSCROn an annual basis or any specified period, the ratio of Net Cash Flow to the total of:  principal, interest, and required Mezzanine Financing or Hard Preferred Equity payments. , and projected Net Cash FlowNet Cash FlowOn an annual basis or any specified period, the total Net Operating Income, minus the full amount underwritten for Replacement Reserve expense, regardless of whether deposits will be made (per Part II, Chapter 2: Valuation and Income, Section 203: Income Analysis and the applicable products and… for the first year following the Maturity DateMaturity DateDate all Mortgage Loan amounts become fully due and payable per the Loan Documents. .