Multifamily Underwriting Standards (Form 4660)
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Lender Letter 24-06: Loan Document Update
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Hurricane Milton
Additional due diligence is required for Properties impacted by Hurricane Milton.
| PUBLICATION IDENTIFIER | PUBLICATION NAME | EFFECTIVE DATE |
|---|---|---|
| Guide Update 24-11 | Sponsor-Initiated Affordability | 10/30/2024 |
| Guide Update 24-10 | SARM Underwriting and Escrows | 10/25/2024 |
| Notification 24-21 | Multifamily Underwriting Standards (Form 4660) | 10/25/2024 |
| Notification 24-20 | Digitized Multifamily Lender Certification (4637) | 10/25/2024 |
| Notification 24-19 | Form 4804 | 10/17/2024 |
| Guide Update 24-09 | Expanded Housing Choice | 10/15/2024 |
| Supplement 24-08 | Hurricane Milton | 10/10/2024 |
| Supplement 24-07 | Hurricane Helene | 10/02/2024 |
| Notification 24-18 | Form 4250 | 11/01/2024 |
| Guide Update 24-08 | Restricted Vendor List Representation and Covenant | 09/27/2024 |
| Notification 24-16 | Program Rules | 08/23/2024 |
| Notification 24-15 | Form 4165 | 08/23/2024 |
| Notification 24-14 | Form 4254.DEF | 08/19/2024 |
| Guide Update 24-07 | MBA Inspection Form Requirements | 08/01/2024 |
| Supplement 24-05R | Revised Fraud Prevention Underwriting Due Diligence | 07/01/2024 |
| Notification 24-12 | Form 4636.CC | 06/12/2024 |
| Guide Update 24-06 | Small Mortgage Loan PCAs | 06/07/2024 |
| Supplement 24-04 | Compliance Timing for Certain Insurance Policies | 05/30/2024 |
| Guide Update 24-04 | Credit Facility Initial Advances | 04/05/2024 |
| Supplement 24-03 | Revised Interest Rate Cap Process | 03/29/2024 |
| Supplement 24-02 | Interest Rate Cap Escrows | 03/25/2024 |
| Guide Update 24-02 | Blocked Person and Undisclosed Principals | 03/11/2024 |
| Supplement 24-01 | Certain Brokered Transactions are Ineligible for Purchase | 03/04/2024 |
| Guide Update 24-01 | Brokered Transactions | 03/04/2024 |
| Guide Update 23-24 | Multifamily Selling and Servicing Guide - Part VI: Underperforming Mortgage Loans | 12/14/2023 |
| Guide Update 23-23 | Refinance Risk Analysis | 10/26/2023 |
| Supplement 23-04 | Property Condition Assessment (PCA) Underwriting Guidance | 10/18/2023 |
| Guide Update 23-22 | Sponsor-Dedicated Workforce Housing Properties | 10/10/2023 |
| Guide Update 23-20 | Shared Use Properties | 09/18/2023 |
| Guide Update 23-19 | Zoning | 09/18/2023 |
| Guide Update 23-12 | Withdrawn Commitment Fee | 07/07/2023 |
| Guide Update 23-11 | Adverse Action Letters | 07/13/2023 |
| Guide Update 23-10 | Manufactured Home Code Standards | 06/22/2023 |
| Guide Update 23-08 | Condominium Properties | 06/12/2023 |
| Supplement 23-02 | Inflation Underwriting Guidance | 06/08/2023 |
| Guide Update 23-06 | Form 1055 | 04/20/2023 |
| Supplement 23-01 | Continued Enhanced Due Diligence for Certain New Mortgage Loans | 03/30/2023 |
| Guide Update 23-01 | Fair Lending | 01/19/2023 |
| Guide Update 22-10 | Cash Loan Drafting | 07/25/2022 |
| Guide Update 22-09 | Healthy Housing Rewards | 07/05/2022 |
| Guide Update 21-17 | Flood Insurance | 12/31/2021 |
| Guide Update 21-15 | Green Mortgage Loans | 11/12/2021 |
| Guide Update 21-11 | Prepayment Premium Waivers | 08/30/2021 |
| Supplement 21-08 | CARES Act Compliance with Law Notice | 08/16/2021 |
| Guide Update 21-08 | LIBOR Underwriting References and ARM 5/5 Loan Renewals | 07/01/2021 |
| PART | CONTENT |
|---|---|
|
Part I Mortgage Loan |
An overview of how to use the Guide and information relevant to all Mortgage Loans, Borrowers, Key Principals, and Principals.
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Part II Property |
Criteria relevant to all Properties, including eligibility, valuation, income, legal compliance, inspections, reserves, insurance, and environmental information.
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Part III Products and Features |
Underwriting information for specific property types and transaction structures, such as MAH, Small Mortgage Loans, Green, SARMs, and Supplementals.
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Part IV Committing and Delivery |
Information related to pricing, fees, committing, delivery, purchase, and conversions for all Mortgage Loans.
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Part V Servicing and Asset Management |
Information related to servicing, asset management, and surveillance.
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Appendix Glossary |
List of key terms and accompanying definitions and synonyms used throughout the Guide.
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Requirements
Mandatory conditions that must be satisfied for all Lender-delegated Mortgage Loans and activities.
Guidance
Best practice guidance to inform and support a Lender’s delegated analysis and decision-making.
Operating Procedures
Required steps or processes that must be followed.
