MH Community Score

Requirements

You must determine the MH Community ScoreMH Community ScoreScore of 3 through 5 based on characteristics of the MH Community per Part III, Chapter 6: Manufactured Housing Communities, Section 603.02: MH Community Score. using the MH Community Quality Rating Standards table. The overall MH Community Quality Rating is based on the lowest rating for any 1 characteristic.

The MH CommunityMH CommunityResidential real estate development with lots on which manufactured homes are located, together with amenities, utility services, landscaping, roads, and other infrastructure. must:

meet a Level 3 Quality Rating; or
achieve most of the minimum Quality Rating characteristics and either
- the unsatisfactory characteristics are not materially detrimental to the performance, overall appearance, desirability, and quality of the MH CommunityMH CommunityResidential real estate development with lots on which manufactured homes are located, together with amenities, utility services, landscaping, roads, and other infrastructure. , or
- any failed characteristic must be remediated as a Completion/RepairCompletion/RepairRepairs or capital item replacements and deferred maintenance: identified per the Property Condition Assessment; and required per the Completion/Repair Schedule, or Completion/Repair Agreement. item.

Manufactured Housing Community Quality Rating Standards
Characteristic	Level 3 Quality Rating	Level 4 Quality Rating	Level 5 Quality Rating
	Minimum Standard	Minimum Standard applies (except as detailed)	Level 4 applies (except as detailed)
Streets	Paved Roads.	Same as Level 3.	Rolled curbs (if warranted by layout/drainage needs).
Home Sites	Area under the Manufactured HomesManufactured HomesFactory-built home complying with the Manufactured Home HUD Code. consists of concrete, crushed rock, or dirt. Entry to the Manufactured HomesManufactured HomesFactory-built home complying with the Manufactured Home HUD Code. is through a patio or porch. Manufactured HomesManufactured HomesFactory-built home complying with the Manufactured Home HUD Code. are supported by stacks of hollow concrete block or steel pier systems along the main beams (with ground anchors and steel straps holding the frame against movement) that meet local and state requirements.	Same as Level 3 with at least 60% of MH SitesMH SitesDeveloped lot within an MH Community on which a Manufactured Home can be located. having commercial grade porch/cabanas or patios.	Same as Level 3 with all MH SitesMH SitesDeveloped lot within an MH Community on which a Manufactured Home can be located. having commercial grade porch/cabanas or patios.
Site Size	Preference for 50% doublewide MH SitesMH SitesDeveloped lot within an MH Community on which a Manufactured Home can be located. , however you have delegated discretion on the percentage of doublewide sites as long as the MH CommunityMH CommunityResidential real estate development with lots on which manufactured homes are located, together with amenities, utility services, landscaping, roads, and other infrastructure. is competitive with a clear market demand for singlewide MH SitesMH SitesDeveloped lot within an MH Community on which a Manufactured Home can be located. .	Same as Level 3.	Minimum 50% doublewide MH SitesMH SitesDeveloped lot within an MH Community on which a Manufactured Home can be located. .
Density	Density reflects the norm for the PropertyPropertyMultifamily residential real estate securing the Mortgage Loan, including the fee simple or Leasehold interest, Improvements, and personal property (per the Uniform Commercial Code). market. Generally, maximum density is 12 MH SitesMH SitesDeveloped lot within an MH Community on which a Manufactured Home can be located. per acre, however you have delegated discretion to determine the typical density in your market.	Density reflects the norm for the PropertyPropertyMultifamily residential real estate securing the Mortgage Loan, including the fee simple or Leasehold interest, Improvements, and personal property (per the Uniform Commercial Code). market. Generally, maximum density is 7 MH SitesMH SitesDeveloped lot within an MH Community on which a Manufactured Home can be located. per acre, or 10 MH SitesMH SitesDeveloped lot within an MH Community on which a Manufactured Home can be located. per acre if developed before 2000.	Same as Level 4.
Skirts/Hitches	100% of the Manufactured HomesManufactured HomesFactory-built home complying with the Manufactured Home HUD Code. are professionally skirted, with hitches covered or removed. You can meet this requirement through a Completion/Repair ScheduleCompletion/Repair ScheduleThe Required Repair Schedule to the Multifamily Loan Agreement (Form 6001 series) and the applicable parts of the Multifamily Loan Agreement, or other Fannie Mae-approved agreement, evidencing: the Borrower’s agreement to fund the Completion/Repair Escrow, and perform Completion….	Same as Level 3.	All of the Manufactured HomesManufactured HomesFactory-built home complying with the Manufactured Home HUD Code. are professionally skirted, with hitches removed.
Parking	Minimum of 2 on- or off-street parking spaces per MH SiteMH SiteDeveloped lot within an MH Community on which a Manufactured Home can be located. that are properly maintained, paved, concrete, or gravel (if common in the market). You have delegated discretion to determine compliance based on prevailing market conditions, subject to local ordinances.	Same as Level 3.	2 paved off-street parking spaces per MH SiteMH SiteDeveloped lot within an MH Community on which a Manufactured Home can be located. .
Amenities	Not required, but amenity package should be competitive based on market comparables.	Competitive amenity package required.	High quality amenity package competitive with other high-quality MH CommunitiesMH CommunitiesResidential real estate development with lots on which manufactured homes are located, together with amenities, utility services, landscaping, roads, and other infrastructure. .